Claims Management
End-to-end claims administration, mass-processed and fully tracked.
From $440 per claim
Learn more
24/7 claims intake · NSW · VIC · QLD · WA
Claims handled at machine speed. Recovery driven by experts.
Clear Cover is Australia's AI-powered claims administration service — mass-processing claims, delivering replacement vehicles the same day, and recovering every dollar you're owed. Seamless Solutions for Claims Success – By Trusted Experts
Claims management from $440 per claim · Volume discounts available · Loss recovery 10–25% of value recovered
2,500
Accident replacement vehicles
30+
Partnered smash repairers
24/7
Claims intake & support
4 states
NSW · VIC · QLD · WA
Proven recovery
Saving clients close to $10,000,000 per year & rising
Total settlement amounts recovered for our clients. This is real money returned to Australian businesses and motorists through advanced loss recovery, disciplined claims management and relentless pursuit of every recoverable cost — repairs, hire, towing, storage, loss of use and interest.
- Recovered in 2025
- $9,318,682
- Trend since 2022
- +109%
$4.5M
$8.2M
$8.4M
$9,318,682
$5.2M
2022
2023
2024
2025
2026
Trusted by fleets, brokers and repairers across NSW, VIC, QLD, WA
“We used to lose a week per accident chasing insurers. Clear Cover took the whole process off our desk — replacement vehicles the same day and our drivers back earning.”
“The recovery outcomes speak for themselves. Costs my clients would have written off — hire, towing, loss of use — come back settled and documented.”
“Referrals are handled properly and the reporting is transparent. Our shop stays booked and clients stop calling us for claim updates.”
How it works
Six steps from incident to full recovery
One process, one accountable team, zero admin left with you.
1. Notify us — any hour
Call, email or lodge through the portal. Our team answers 24/7, every day of the year.
2. AI intake
Documents and photos are stripped for data, mapped to the claim and validated automatically.
3. Assessment & liability
Loss estimating, accident validation and fraud checks establish a defensible position fast.
4. Replacement vehicle
A like-for-like accident replacement vehicle is delivered from our 2,500-strong fleet.
5. Managed repairs
Work is authorised to a partnered repairer and tracked daily against cycle-time targets.
6. Recovery & reporting
We recover every recoverable dollar and close with a full reconciliation report.
Services
Everything a claim needs, under one roof
Clear Cover, ATA Legal and NON-Stop Rentals operate as one integrated capability — administration, legal and replacement without hand-off delays.
AI Integrated Claims Support System & Portal
Document data stripping, information mapping, validation and fraud detection.
Learn moreLoss Estimating & Assessing
Independent estimating and assessing for represented clients and third parties.
Learn moreProperty & Vehicle Replacement
2,500 accident replacement vehicles through NON-Stop Rentals.
Learn moreLitigation Support via ATA Legal
Panelled law firm with affordable, event-based billing.
Learn moreCommercial Debt Collection & Advanced Loss Recovery
10–25% of value recovered. No recovery focus, no wasted spend.
Learn moreSmash Repairer Network Management
A managed network of 30+ partnered repairers, held to time and cost.
Learn moreThe AI advantage
An AI intake layer that never sleeps, backed by people who know claims
Our AI-integrated claims system removes the slowest part of any claim — reading, sorting and checking information. Your specialists then spend their time on liability, negotiation and recovery.
Document data stripping
Quotes, reports and statements parsed into structured claim data in seconds.
Advanced information mapping
Every data point routed to the right field, party and cost line — no rekeying.
Accident validation
Circumstances cross-checked against damage, timing and location before liability is set.
Fraud detection
Anomaly and pattern detection flags suspect claims before money moves.
Results
Measured in downtime removed and dollars returned
Same day
Replacement vehicles
Not-at-fault clients are typically back on the road the day they notify us.
10–25%
Recovery fee only
Commercial debt collection and loss recovery priced on value actually recovered.
$440
Per claim, administered
Transparent fixed-fee claims management, with volume pricing for fleets.
Partner network
30+ partnered repairers. 2,500 vehicles. One managed network.
We hold repairers to agreed quality, cost and cycle-time standards, and match every damaged unit to the right workshop — so vehicles come back right, and come back fast.
- Smash repairers — steady, well-managed claim volume
- Insurance brokers — white-labelled claims capacity
- Legal firms — evidence-grade files via ATA Legal
- Rental partners — national replacement coverage
Every hour of downtime costs you money.
Lodge a claim in under two minutes, or speak to a claims specialist right now — 24 hours a day, across NSW, VIC, QLD and WA.